Our team combines decades of experience in cooperative finance, credit risk assessment, and SME advisory. Every member of our staff is committed to the cooperative values of mutual support, transparency, and long-term member wellbeing. We bring together professionals from banking, public finance, and business consulting to provide comprehensive support to every member. Our leadership team ensures that Consorzio Veneto Garanzie remains financially sound, operationally excellent, and true to its founding mission.
Marco has over 25 years of experience in cooperative credit institutions and SME finance across northeastern Italy. He has led Consorzio Veneto Garanzie's expansion of its guarantee portfolio and its integration into European Investment Fund programmes. Under his leadership, the consortium has more than doubled its membership and tripled guaranteed loan volumes.
Giulia oversees all guarantee applications and credit risk assessments, bringing a rigorous yet business-friendly approach to underwriting. She previously worked in corporate credit at a regional bank before joining the cooperative sector. Her team is known for transparent communication and fast turnaround times on guarantee decisions.
Roberto is the primary point of contact for new and prospective members, guiding them through the membership process and matching them with the most appropriate financial instruments. He has a background in small business consulting and speaks the practical language of entrepreneurs. His deep network across Veneto's business community makes him a trusted advisor to hundreds of member companies.
Elena manages Consorzio Veneto Garanzie's relationships with the European Investment Fund, regional development agencies, and public sector partners. She ensures that the consortium remains eligible for the counter-guarantee programmes that allow us to offer lower-cost instruments to members. Her work in institutional affairs has secured significant programme agreements that benefit all member businesses.
Davide is responsible for the financial integrity and regulatory compliance of the consortium. He maintains our capital adequacy ratios, oversees annual audits, and ensures full compliance with applicable supervisory requirements. His prudent approach to financial management is one of the foundations of the trust that members and banking partners place in our institution.